80-100% Off insulation and heat pumps
Insulation and heating subsidies

EECA Warmer Kiwi Homes Grant
The Warmer Kiwi Homes Grant provides up to 90% off the price of insulation and up to 80% off the price of heating for eligible home owners. Funding is limited, so find out today if you are eligible for this incredible government offer and start your journey towards a warmer, healthier home.
Funding Percentages
Eligibility Grants | SDI 7 | SDI 8 | SDI 9 | SDI 10 | CSC |
---|---|---|---|---|---|
Insulation | 80% | 80% | FREE | FREE | FREE |
Heat Pumps | N/A | 80% | 80% | 80% | 80% |
Community trusts, local health boards and the New Zealand government recognise the significant impact that adequate insulation and energy-efficient heating have on creating warmer, drier and therefore healthier home environments. Funding is available to homeowners to help bring New Zealand's housing up to a healthy standard for all occupants. There is no better time to improve your home insulation and to install energy efficient heating.

Are you eligible for government funding?

Home Insulation
Eligibility Criteria
To be eligible for the 80% home insulation subsidy you must:
- be the homeowner (owner occupier) and be living within an area identified as lower income (SDI 7 or 8) and own a home built before 2008
To be eligible for the 90% home insulation subsidy you must either:
- be the homeowner (owner occupier) and be living within an area identified as lower income (SDI 9 or 10) and own a home built before 2008
or - have a Community Services Card or CSC endorsed SuperGold combo card and own a home built before 2008
Home Heating
Eligibility Criteria
If your home is insulated and you meet the eligibility criteria, you will receive 80% off the cost of a heat pump. It's possible to get a subsidy for both insulation and a heat pump.
To be eligible for a 80% off home heating grant you must:
- Own and occupy a house in New Zealand that was built prior to 2008
and - Have no fixed form of heating within any living area of the property.
and - Have a Community Services Card or CSC Endorsed SuperGold combo card
or
own and occupy a home that is within an area identified as lower income (New Zealand SDI 8, 9 or 10)
Frequently Asked Questions - Heat Pump Subsidies
What is the Warmer Kiwi Homes Programme?
The Warmer Kiwi Homes Programme is a government initiative that offers grants to help New Zealanders install insulation and energy-efficient heating, such as heat pumps, in their homes. The programme aims to make homes warmer, healthier, and more energy-efficient.
Who is eligible for a heat pump subsidy?
To qualify for a heat pump grant, you must meet the following criteria:
1. Own and live in a home build before 2008.2. Have ceiling and underfloor insulation that meets EECA standards (if not already installed, this must be completed first).
3. Meet one of these conditions:
- Hold a community service card or SuperGold Combo Card.
- Live in a low-income area identified by ECCA.
How much of the Heat Pump cost does the subsidy cover?
The subsidy covers up to 80% of the cost of an approved heat pump, with a maximum heat pump grant of $3,000 (including GST). The remaining cost typically ranges between $400 and $700, depending on the size and brand of the heat pump.
What types of heating are eligible for subsidies?
Only energy-efficient heaters that are approved by ECCA qualify for the subsidy.
These include:
- Heat pumps
- Modern wood or pellet burners
- Flued gas heaters
Please note that homes with an existing operational fixed heater in the main living area may not qualify for this grant.
How do I apply for a heat pump subsidy?
Follow these steps to apply for a subsidy:
1. Check your eligibility: Contact EnergySmart for assistance.
2. Get a quote: Contact EnergySmart for a free, no-obligation quote from our approved service team.
3. Install your heat pump: Once approved, we'll arrange the installation at a time that suits you.
Why choose EnergySmart for your heat pump installation?
As an EECA- approved supplier, we:
- Handle the entire process, from eligibility checks through to installation.
- Use only high-quality, energy-efficient het pump brands.
- Provide expert advice to help you make the most of your grant.
Can I get a grant for insulation as well as a heat pump?
Yes! If your home doesn’t already have ceiling and underfloor insulation, you’ll need to install these first to qualify for a heat pump subsidy. Grants for insulation are also available through the Warmer Kiwi Homes Programme.
How long does the process take?
From application to installation, the process typically takes 2-4 weeks, depending on demand and the availability of installers in your area.
Can I install a heat pump myself and still get a subsidy?
No, the subsidy is only available when the installation is carried out by an EECA-approved service provider like EnergySmart. This ensures your heat pump is installed safely and meets all programme standards.
Are heat pumps really energy-efficient?
Yes! Heat pumps are one of the most energy-efficient heating solutions available. They use less electricity than traditional heaters while providing consistent warmth and reducing your energy bills.
How do I get started?
Simply contact EnergySmart to start your journey toward a warmer, healthier home. Our team will guide you through the application process and help you take full advantage of the available subsidies.
Need Help? Contact us today.
Frequently Asked Questions - Insulation
What is the Warmer Kiwi Homes programmes?
It’s a government initiative that provides grants for insulation and energy-efficient heating. By making your home warmer and drier, the programme aims to improve health outcomes and reduce energy costs for eligible homeowners.
Why is insulation important?
Insulation acts as a barrier, keeping your home warm in winter and cool in summer. Proper ceiling and underfloor insulation can significantly reduce heat loss, lowering your energy bills and making your home more comfortable.
Who qualifies for an insulation subsidy?
You're eligible to receive a Warmer Kiwi Homes grant for Insulation if:
1. Your home was built before 2008.
2. You own and live in your home.
3. You meet one of these criteria:
- Hold a Community Services Card or SuperGold Combo Card.
- Live in a low-income area identified by EECA.
How much of the cost does the subsidy cover?
The subsidy covers up to 80% of the cost of ceiling and underfloor insulation. In some areas, additional funding from local councils or community organisations may further reduce the cost, potentially making it free for eligible homeowners.
What types of insulation are covered?
The grant covers ceiling insulation and underfloor insulation, which are the most effective ways to reduce heat loss in a home. Wall insulation is not covered under this programme.
Can landlords apply for a subsidy?
No, the subsidy is only available to homeowners who live in the property. However, landlords are required by law to meet minimum insulation standards under the Healthy Homes Standards.
What is the process for getting a subsidy?
-
Check your eligibility: Contact us for more information.
-
Get a quote: Arrange a free, no-obligation quote from an approved installer.
-
Install insulation: If you’re eligible and accept the quote, the insulation will be installed by trained professionals.
How do I know if my home already has sufficient insulation?
Most homes built before 2008 either lack insulation or have insulation that no longer meets current standards. An approved provider can inspect your home to assess its insulation needs.
What are the benefits of insulation?
- A warmer, healthier home with fewer drafts and less dampness.
- Lower energy bills due to reduced heating costs.
- Improved health, particularly for families with young children, elderly residents, or anyone with respiratory conditions.
How long does the process take?
From application to installation, the process typically takes 4-8 weeks, depending on demand and availability of installers in your area.
Are there other subsidies I can apply for?
Yes! Once your insulation is sorted, you may also qualify for subsidies on energy-efficient heating solutions, like heat pumps, under the Warmer Kiwi Homes programme.
Have more questions?
Contact EnergySmart today! As an EECA-approved provider, we’re here to help you navigate the subsidy process and create a warmer, healthier home for you and your family.