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Insulation Subsidies
A warmer, healthier home starts with the installation of quality insulation. EnergySmart helps eligible kiwis access government funding for insulation, completing the insulation install from start to finish. For eligible homeowners, you could receive up to 90% off the cost of home insulation. Are you eligible? Check today - book a free assessment.
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Home Insulation Funding for New Zealand Home Owners
Depending on where you live and your circumstances, you could receive:
● Up to 80% off the cost of approved insulation.
● Up to 90% off for those living in high-deprivation areas OR for those holding a Community Services Card.
● In some cases, 100% of costs are covered through additional community or regional funding partners.
The subsidy covers both ceiling and underfloor insulation, installed to New Zealand Building Code standards by an EECA-approved provider.
● Up to 80% off the cost of approved insulation.
● Up to 90% off for those living in high-deprivation areas OR for those holding a Community Services Card.
● In some cases, 100% of costs are covered through additional community or regional funding partners.
The subsidy covers both ceiling and underfloor insulation, installed to New Zealand Building Code standards by an EECA-approved provider.
Insulation Subsidy Eligibility Criteria
To qualify for the Warmer Kiwi Homes insulation grant, you must:
● Be the homeowner (owner-occupier), AND
● Live in a house that was built before 2008, AND
● Meet one of the following income or location-related criteria.
You may be eligible for up to 80% funding if:
● Your home is located in a lower-income area, defined as NZ Socioeconomic Deprivation Index 7 or 8
You may be eligible for up to 90% funding if:
● You live in a very low-income area (SDI 9 or 10), OR
● You hold a Community Services Card or a CSC-endorsed SuperGold Card
Not sure if you're eligible? Use the official EECA eligibility checker to find out in minutes or give us a call on 0800 777 111 and our helpful team can check for you.
Check my eligibility
● Be the homeowner (owner-occupier), AND
● Live in a house that was built before 2008, AND
● Meet one of the following income or location-related criteria.
You may be eligible for up to 80% funding if:
● Your home is located in a lower-income area, defined as NZ Socioeconomic Deprivation Index 7 or 8
You may be eligible for up to 90% funding if:
● You live in a very low-income area (SDI 9 or 10), OR
● You hold a Community Services Card or a CSC-endorsed SuperGold Card
Not sure if you're eligible? Use the official EECA eligibility checker to find out in minutes or give us a call on 0800 777 111 and our helpful team can check for you.
Service Locations
EnergySmart offers subsidised insulation services across:
Auckland- Bay of Plenty
- Waikato
- Manawatu & Whanganui
- Wellington & Kapiti
- Canterbury
- South Canterbury & North Otago
Not sure if you’re in an eligible area? Get in touch and we’ll help check your address.
Why Choose EnergySmart?
We’re an EECA-approved insulation provider with over 25 years’ experience improving Kiwi homes. Our expert team will handle the whole process for a hassle-free experience, from your free home assessment through to insulation installation and subsidy management. We also offer heating, ventilation, and healthy home solutions, making EnergySmart your trusted partner in warm, efficient living.
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